Senior Risk Manager - Insurance & Financial Risk
This is where you will work
Our client is seeking a Senior Risk Manager to join their growing Risk Management team. In this role, you will take a leading role in managing insurance and financial risks on group level, with a focus on reinsurance, capital adequacy, and regulatory frameworks. You will work closely with colleagues in Reinsurance, Actuarial, Finance, and Underwriting, as well as with external partners, to assess, monitor, and enhance our risk frameworks and practices.
You will bring a strategic perspective to risk oversight, helping ensure our financial resilience and capital efficiency through robust and forward-looking risk management. You will be successful when you play a key role in shaping risk analytics and governance across the group.
These are your responsibilities
- Provide risk oversight across insurance and financial risks, supporting strategic decision-making and ensuring alignment with their risk appetite.
- Lead the Risk function's input into capital adequacy assessments and regulatory submissions, including Solvency II, RBC, and BCAR frameworks.
- Perform independent review and challenge of capital and risk models, including inputs into ORSA and related risk and capital reports.
- Consolidate and enhance risk reporting on capital efficiency, exposure metrics, and reinsurance effectiveness, using data-driven insights to inform senior management.
- Support the oversight of reinsurance risk, including structural assessment, collateral practices, and CAT modelling - ensuring compliance with regulatory standards and internal risk frameworks.
- Drive continuous improvement in risk processes, promoting innovation, automation, and efficiency across risk analytics and governance.
- Collaborate with stakeholders across Reinsurance, Actuarial, Finance, and Underwriting to embed a strong risk culture and improve overall risk visibility.
Essential duties and responsibilities:
- Devise growth strategies to increase revenue opportunities
- Evaluate market and client needs, goals, and obstacles to build strategic solutions and enhance client satisfaction and performance
- Serve as the lead point of contact for all client matters
- Design, negotiate and place Life and Health reinsurance treaties (traditional and structured solutions)
- Risk analysis and evaluation of risk management strategies for Life, Accident and Health
- Valuation and pricing of reinsurance contracts, structured insurance solutions and capital market products.
- Recognize "quick wins" and set appropriate meetings with partners to enhance sales
This is you
- At least 6 years of experience in financial risk management within the (re)insurance industry.
- Actuarial qualifications or equivalent experience in risk management, with a proven ability to assess and model complex risks.
- In-depth knowledge of regulatory capital requirements (e.g., Solvency II, RBC) and/or rating capital frameworks (e.g., BCAR).
- The ideal candidate would have experience in reinsurance, collateral management or CAT modeling, with a demonstrated track record of developing innovative solutions to complex risk challenges.
- Excellent communication skills and ability to translate technical insights into actionable recommendations.
- Ability to build effective relationships across functions and levels of seniority.
This is what you can expect
- A custom made annual salary (based on knowledge & experience)
- Additional reimbursements
- An interesting performance bonus structure
- A 13thmonth
- Holiday allowance
- Full remote working
- Great benefits
- Various additional educational opportunities
